Union University

Student Financial Planning

Student Financial Planning

Student Financial Planning > Graduate Students > How To Apply

How To Apply For Graduate Financial Assistance

Students must be officially accepted in their Program of Study before any aid can be processed.

Information You Need To Know: All financial aid awards are made under the terms and conditions described in our General Policies and Practices and according to any required renewal criteria. Other important Consumer Information, Academic Standards, and other Information about your Financial Aid can be found on this website.

  1. Complete the Free Application for Federal Student Aid (FAFSA)
  2. To apply for TEACH grants, Federal Stafford and/or Grad PLUS loans:

    1. Go to www.pin.ed.gov to obtain your PIN with the US Dept. of Education. The PIN serves as your signature for the FAFSA.
    2. Go to www.fafsa.gov to complete the FAFSA or Renewal FAFSA using your PIN.
    3. Enter Union's Title IV School Code, 003528, in order for Union to receive your electronic student aid report.

  3. If you will be receiving aid from outside sources, you must complete the Documentation of Outside Assistance

  4. Receive your Award Letter
    1. Keep this letter for your records.
    2. If you choose to reduce or decline an award, please indicate and return a copy to the Office of Student Financial Planning.

  5. Consider applying for a Direct Federal Stafford Loan (Student Loan).
  6. PRIORITY DEADLINE is July 15 for Fall, November 15 for Spring and April 15 for Summer.

    1. First-time Stafford Loan Borrower at Union
      Sign on to www.studentloans.gov using your PIN number obtained from the US Dept. of Education
      • Complete "Entrance Counseling"
        Select Counseling Type: Graduate/Professional Student
      • Complete "Master Promissory Note"
        Select Loan Type: Subsidized/Unsubsidized
    2. Returning Stafford Loan Borrower at Union
      • Complete the FAFSA

  7. Consider applying for a Federal Direct Grad PLUS Loan.
  8. *Since credit checks generally are valid for up to 90 days, it is best to time your Grad PLUS application accordingly with your intended program start date (ex., apply for a Grad PLUS loan in June for an academic program starting at the end of August).

    1. First-time Grad PLUS Borrower
      Sign on to www.studentloans.gov using your PIN number obtained from the US Dept. of Education
      • Complete "Entrance Counseling"
        Select Counseling Type: Graduate/Professional Student
      • Request a PLUS Loan
        Select Loan Type: Graduate PLUS
      • Complete "Master Promissory Note"
        Select Loan Type: Graduate PLUS
        (This MPN will be valid for obtaining loans at Union for up to 10 years from the date that you sign it).
    2. Returning Grad PLUS Borrowerr
      Sign on to www.studentloans.gov using your PIN number obtained from the US Dept. of Education
      • Request a PLUS Loan
        Select Loan Type: Graduate PLUS

  9. Consider applying for an Alternative Loan.
    1. Review the Alternative Loan list to apply for a school certified loan directly with the lender. Loan amounts are determined based on Cost of Attendance (COA) minus any financial aid the student may receive during the loan period. Loan disbursements are made to Union University and will be divided equally among all terms certified.
    2. Non-school certified loans (Paid directly to the student) are available with most lenders. For loan options, you may contact your lender of choice to apply or go to www.finaid.org/loans/privatestudentloans.phtml for more information.

  10. Consider our monthly payment plan.
  11. The Nelnet Business Solutions (formerly FACTS) payment plan gives families and option of budgeting monthly payment. Please apply for a payment plan online at www.uu.edu/paymybill or with the Student Accounts office at 731.661.5071.

  12. Loan Adjustment Request
  13. Should you need to adjust your loan amount after the initial award or request a Summer loan, you will need to complete a Loan Adjustment Request Form.

  14. Use the Portal to access your financial aid and student account information.
    1. After registering for classes at Union, students have access to the University Portal for student information. Learn more at http://www.uu.edu/it/services/portal.cfm.
    2. Log in to portal.uu.edu.
    3. Under the WebAdvisor section, use "Financial Aid" to view your aid or view any missing items needed to process your financial aid.
    4. Under the WebAdvisor section, use "Student Account Information" to view your Statement of Account, make a payment on your account, or set up Direct Deposit Banking Information. Contact Tina Giddens in the Business Office at tgiddens@uu.edu if you have any questions concerning Direct Deposit.

  15. Receiving Your Loan Disbursement
    1. You will be sent an email via your Union email when the loan funds are credited to your student account from the Student Financial Planning Office.
    2. The email will give you an anticipated credit refund date. You will receive a credit refund only IF you have a credit balance.
    3. The Business Office will also send you an email when they have deposited funds into your banking account.
    4. View the list of our Loan credit refund dates for planning purposes.

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