Cost of Attendance
Cost of Attendance is used in part to help determine a student's financial aid eligibility and to estimate costs associated with attending college. It is not meant to be the exact costs every student will pay, but a standard estimate that is used for all categories of students for financial aid purposes. Some costs are Direct Costs, meaning they are charged to a student as part of your bill through the University. Other costs are indirect costs, meaning a student would not be billed for them — but they are costs to consider when evaluating what is needed to attend for a given period of time. Your financial aid in total from all sources (institutional, state, federal, and outside sources) cannot exceed your Cost of Attendance. See our FA Policy page for more information on institutional policy on reduction of aid in these cases.
Your costs may vary based on your individual decisions or circumstances. Information below is provided assuming:
- Cost estimates are based on expected enrollment as listed on each program Cost of Attendance
- Fall and Spring attendance for Traditional UG student programs and Fall, Spring, Summer attendance for most Adult Studies and Graduate/Professional programs
- Buster Book Bundle: The Bulldog Depot, the university bookstore, currently offers the Buster Book Bundle that allows you to obtain your books at a rate of $25 per credit hour. This rate has been used for many of the estimates that appear in these Cost of Attendance projections. Your costs could differ depending on how you purchase your books.
Traditional UG Tuition & Fees
UG Net Price Calculator
Additional Components to Consider
2025-26 Traditional Undergraduate Cost of Attendance
Living On-Campus
Living Off-Campus
Living with Parents
COA for Traditional On-Campus Undergraduate Students during 2025-2026
| Direct Costs (these are the costs that would be part of your student bill as an on-campus student) |
| Tuition |
$39,990 |
12-16 hours per semester as a block rate |
| Mandatory Fees |
$1,480 |
This does not include a one-time $175 Orientation fee for first-time Union students. |
| Housing |
$10,200 |
This is an average of on-campus cost for Heritage and the Quads; your costs could differ depending on your housing option. |
| Food/Meals |
$6,400 |
This is the 285 meal-plan; your costs could differ depending on your meal-plan selection. |
| Total Direct Costs |
$58,070 |
This is prior to any applied financial aid — but GREAT news, financial aid is available! |
| |
| Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university) |
| Books, Course Materials, Supplies, and Equipment |
$750 |
This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books
|
| Transportation |
$2,040 |
This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation. |
| Loan Fees |
$130 |
This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information. |
| Personal Expenses |
$6,490 |
This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions. |
| Total Indirect Costs |
$9,410 |
|
| |
| Total COA |
$67,480 |
Total allowable Cost of Attendance for on-campus, traditional undergraduate students (prior to application of any financial aid eligibility) |
COA for Traditional Off-Campus Undergraduate Students during 2025-2026
| Direct Costs (these are the costs that would be part of your student bill as an off-campus student) |
| Tuition |
$39,990 |
12-16 hours per semester as a block rate |
| Mandatory Fees |
$1,480 |
This includes an allowance for an estimate of course fees over the academic year. This does not include a one-time $175 Orientation fee for first-time Union students. |
| Total Direct Costs |
$41,470 |
This is prior to any applied financial aid — but GREAT news, financial aid is available! |
| |
| Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university) |
| Housing |
$7,010 |
This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary. |
| Food/Meals |
$3,004 |
This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary. |
| Books, Course Materials, Supplies, and Equipment |
$750 |
This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books.
|
| Transportation |
$2,040 |
This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation. |
| Loan Fees |
$130 |
This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information. |
| Personal Expenses |
$6,490 |
This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions. |
| Total Indirect Costs |
$19,424 |
|
| |
| Total COA |
$60,894 |
Total allowable Cost of Attendance for off-campus, traditional undergraduate students (prior to application of any financial aid eligibility) |
COA for Traditional Undergraduate Students living with parents during 2025-2026
| Direct Costs (these are the costs that would be part of your student bill as an off-campus student) |
| Tuition |
$39,990 |
12-16 hours per semester as a block rate |
| Mandatory Fees |
$1,480 |
This includes an allowance for an estimate of course fees over the academic year. This does not include a one-time $175 Orientation fee for first-time Union students. |
| Total Direct Costs |
$41,470 |
This is prior to any applied financial aid — but GREAT news, financial aid is available! |
| |
| Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university) |
| Housing |
$3,505 |
This is a standard allowance for the cost of housing over the course of the academic year. Your actual costs may vary. |
| Food/Meals |
$3,004 |
This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary. |
| Books, Course Materials, Supplies, and Equipment |
$750 |
This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books
|
| Transportation |
$2,040 |
This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation. |
| Loan Fees |
$130 |
This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information. |
| Personal Expenses |
$6,490 |
This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions. |
| Total Indirect Costs |
$15,919 |
|
| |
| Total COA |
$57,389 |
Total allowable Cost of Attendance for traditional undergraduate students living with parents (prior to application of any financial aid eligibility) |
