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Union University

Student Financial Aid

Cost of Attendance for MCUTS Students

2025-26 COA for MCUTS Students

COA for MCUTS students during 2025-2026
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $7,200 Based on 6 credits each semester over Fall, Spring, and Summer
Mandatory Fees $600 Based on fees for Fall, Spring, and Summer
Total Direct Costs $7,800 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $13,956 This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary.
Food/Meals $5,976 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $450 This is an estimate; your costs could differ depending on how you obtain your books and required course materials or supplies.
Transportation $4.056 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $396 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFA for more information.
Personal Expenses $12,912 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $37,746
 
Total COA $45,546 Total allowable Cost of Attendance for Memphis Center for Urban and Theological Studies (MCUTS) students (prior to application of any financial aid eligibility)

2024-25 COA for MCUTS Students

Associate Bachelor