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Union University

Student Financial Aid

Cost of Attendance for MSW Students

Cost of Attendance is an estimate of costs and helps determine financial aid eligibility. Your actual costs could vary depending on factors such as your enrollment, financial choices, etc. Please refer to your student bill when available for your actual student account charges.

2025-26 COA for MSW Students

COA for MSW Degree students during 2025-2026
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $24,444 Based on 15 credits each semester over Fall & Spring, and 6 credits during the Summer
Mandatory Fees $1,008 Based on fees for 36 credits total
Total Direct Costs $25,452 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $13,956 This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary.
Food/Meals $5,976 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $900 This is an estimate; your costs could differ depending on how you obtain your books and required course materials or supplies.
Transportation $4,056 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $650 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFA for more information.
Personal Expenses $12,912 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $38,450
 
Total COA $63,902 Total allowable Cost of Attendance for Master of Social Work students (prior to application of any financial aid eligibility)

2024-25 COA for MSW Students

COA for MSW Degree students during 2024-2025
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $23,580 Based on 15 credits each semester over Fall & Spring, and 6 credits during the Summer
Mandatory Fees $972 Based on fees for 36 credits total
Total Direct Costs $24,552 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $8,760* This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary.
Food/Meals $5,592 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $900 This is an estimate; your costs could differ depending on how you obtain your books and required course materials or supplies.
Transportation $2,592 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $1,300 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFA for more information.
Personal Expenses $8,496 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $27,640
 
Total COA $52,192 Total allowable Cost of Attendance for Master of Social Work students (prior to application of any financial aid eligibility)

*For Jackson students only, if you choose to live on-campus and you do not have dependents, this amount will be $7,128 based on Hope Residence Hall at 12-months. If you live on-campus with dependents, this amount will be $9,300 based on Warmath Family Housing at 12-months. If you live with parents, this amount will be $3,126.