How To Apply For Undergraduate Financial Assistance at Union University

  1. Complete the Union University Undergraduate Admissions and Scholarship Assistance Application.

  2. Complete the Free Application for Federal Student Aid (FAFSA)

    3. To apply for Federal and State Grants, Federal Stafford and/or Parent PLUS loans:

    1. Go to www.pin.ed.gov to obtain your PIN with the US Dept. of Education. The PIN serves as your signature for the FAFSA.
    2. Go to www.fafsa.gov to complete the FAFSA or Renewal FAFSA using your PIN.
    3. Add Union's Title IV School Code, 003528.

    Tennessee residents are encouraged to file the FAFSA by February 15 each year to be eligible to receive the maximum Tennessee aid and/or HOPE Scholarship you may qualify for. If tax returns are not completed by February 15, you may use estimated tax figures. The FAFSA can be updated when your tax return is complete.

  3. Reply to your Award Letter

    1. Accept, decline or reduce awards.
    2. Sign and return your Award Acceptance Form to the Office of Student Financial Planning.
    3. Please note: You may receive additional letters if awards are added or modified.
    4. If you will be receiving aid from outside sources you must complete the Documentation of Outside Assistance.

  4. Consider applying for a Federal Stafford Loan (Student Loan).

    5. PRIORITY DEADLINE is July 15 for Fall and January 15 for Spring.

    To apply for a Stafford Loan:

    1. First-time Stafford Loan Borrower at Union
      1. Return Award Acceptance Form
        1. Accept, Decline or Reduce Loan Amount
        2. List Lender Name
      2. Go to Union's Online Lender List
        1. Select Lender, Click "Apply Now"
        2. E-Sign Stafford Master Promissory Note
        3. Complete Stafford Loan Entrance Counseling
    2. Returning Stafford Loan Borrower at Union
      1. Return Award Acceptance Form
        1. Accept, Decline or Modify Loan Amount
        2. List Lender Name

    *Note: If you have forgotten the name of your lender, access your complete loan history at National Student Loan Data System (NSLDS). NSLDS requires your US Dept. of Education (FAFSA) PIN number for login.

  5. Consider applying for a Federal Parent PLUS Loan.

    6. PRIORITY DEADLINE is July 15 for Fall and January 15 for Spring.

    To apply for a PLUS Loan:

    1. First-time Parent PLUS Borrower
      1. Go to Union's Online Lender List
        1. Select Lender, Click "Apply Now"
        2. Sign Parent PLUS Master Promissory Note
        3. Obtain PLUS Pre-Approval
      2. Returning Parent PLUS Borrower
        1. Obtain PLUS Pre-Approval from previous lender

    *Note: If you forgot the name of your Lender, access your complete loan history at National Student Loan Data System (NSLDS). NSLDS requires your US Dept. of Education (FAFSA) PIN number for login.

  6. Consider applying for an Alternative Loan.

    1. Use Union’s Alternative Loan list to apply for a school certified loan directly with the lender. Loan amounts are determined based on Cost of Attendance (COA) minus any financial aid the student may receive during the loan period. Loan disbursements are made to Union University and will be divided equally among all terms certified. This school certified loan generally has better benefits than the non-school certified loan.
    2. Non-school certified loans (Paid directly to the student) are available with most lenders. For loan options, you may contact your lender of choice to apply or go to www.finaid.org/loans/privatestudentloans.phtml for more information.

  7. Consider the FACTS payment plan.

    8. The FACTS Management Company gives families an option of budgeting monthly payments. Information regarding application deadlines and payment due dates is available at www.uu.edu/admissions/financialinfo/facts. Applications are to be submitted online for FACTS. Contact Karen Miller at 731-661-5071 in Business Services if you need assistance in determining the amount due.

  8. Receiving Your Loan Disbursement

    1. You will be sent an email via your Union email when the loan funds are received.
    2. The email will give you an anticipated credit refund date IF you have a credit balance.
    3. Jackson and Germantown students will pick up their checks at their perspective campuses on the date specified in the email. Refund checks for students on the Hendersonville, Selmer, Corinth and other campuses will be mailed to the address on file within 5 days of the credit refund date. Checks not picked up within 5 days of the credit refund date will also be mailed to the address on file.