Union University

Student Financial Planning

Student Financial Planning

Student Financial Planning > Undergraduate Students > How To Apply

How To Apply For Undergraduate Financial Assistance

  1. Complete the Union University Undergraduate Admissions and Scholarship Assistance Application.
    1. Students must be officially accepted in their Program of Study before any aid can be processed.

  2. Complete the Free Application for Federal Student Aid (FAFSA)
  3. To apply for Federal and State Grants, Federal Stafford and/or Parent PLUS loans:

    1. Go to www.pin.ed.gov to obtain your PIN with the US Dept. of Education. The PIN serves as your signature for the FAFSA. Both student and parent (if student is dependent) will need a PIN.
    2. Go to www.fafsa.gov to complete the FAFSA or Renewal FAFSA using your PIN.
    3. Add Union's Title IV School Code, 003528.

    Tennessee residents are encouraged to file the FAFSA by February 1 each year to be eligible to receive the maximum Tennessee aid and/or HOPE Scholarship you may qualify for. If tax returns are not completed by February 1, you may use estimated tax figures. The FAFSA can be updated when your tax return is complete.

  4. Receive your Award Letter
    1. Keep this letter for your records.
    2. If you wish to reduce or decline any award, please indicate on the award letter and return a copy to the Office of Student Financial Planning.
    3. Please note: You may receive additional letters if awards are added or modified.
    4. If you will be receiving aid from outside sources you must complete the Documentation of Outside Assistance.
  5. Consider applying for a Federal Direct Stafford Loan (Student Loan).
  6. PRIORITY DEADLINE is July 15 for Fall, November 15 for Spring and April 15 for Summer.

    1. First-time Stafford Loan Borrower at Union
      Sign on to www.studentloans.gov using your PIN number obtained from the US Dept. of Education
      • Complete "Entrance Counseling"
        Select Counseling Type: Undergraduate
      • Complete "Master Promissory Note"
        Select Loan Type: Subsidized/Unsubsidized
    2. Returning Stafford Loan Borrower at Union
      • Complete the FAFSA

  7. Consider applying for a Federal Direct Parent PLUS Loan.
  8. PRIORITY DEADLINE is July 15 for Fall, November 15 for Spring and April 15 for Summer.

    1. First-time Parent PLUS Borrower
      Sign on to www.studentloans.gov using your PIN number obtained from the US Dept. of Education
      • Complete "Master Promissory Note"
        Select Loan Type: Parent PLUS
        (This MPN will be valid for obtaining loans at Union for your student up to 10 years from the date that you sign it)
      • For each loan requested, you must complete a Direct PLUS application at www.studentloans.gov.
    2. Returning Parent PLUS Borrower
  9. Consider applying for an Alternative Loan.
    1. Use Union’s Alternative Loan list to apply for a school certified loan directly with the lender. Loan amounts are determined based on Cost of Attendance (COA) minus any financial aid the student may receive during the loan period. Loan disbursements are made to Union University and will be divided equally among all terms certified. This school certified loan generally has better benefits than the non-school certified loan.
    2. Non-school certified loans (Paid directly to the student) are available with most lenders. For loan options, you may contact your lender of choice to apply or go to www.finaid.org/loans/privatestudentloans.phtml for more information.

  10. Consider the FACTS payment plan.
  11. The FACTS Management Company gives families an option of budgeting monthly payments. Information regarding application deadlines and payment due dates is available at www.uu.edu/admissions/financialinfo/facts. Applications are to be submitted online for FACTS. Contact Karen Miller at 731-661-5071 in Business Services if you need assistance in determining the amount due.

  12. Receiving Your Loan Disbursement
    1. You will be sent an email via your Union email when the loan funds are credited to your student account.
    2. The email will give you an anticipated credit refund date IF you have a credit balance.
    3. Sign up for Direct Deposit to receive any credit refund.
    4. Contact Tina Giddens in the Business Office at tgiddens@uu.edu if you have any questions concerning Direct Deposit.

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