Alternative Loans

This is a non-federal educational loan available through private lenders. The loan is borrowed by the student but generally requires a co-signer. The interest rate is variable and is set by the individual lender. Information regarding lenders that offer alternative loans is available at Union's Alternative Lender List.

How to Apply

Use Union's Alternative Loan list to apply for a school certified loan directly with the lender. Loan amounts are determined based on Cost of Attendance (COA) minus any financial aid the student may receive during the loan period. Loan disbursements are made to Union University and will be divided equally among all terms certified. This school certified loan generally has better benefits than the non-school certified loan.

Non-school certified loans (Paid directly to the student) are available with most lenders. For loan options, you may contact your lender of choice to apply or go to finaid.org/loans/privatestudentloans for more information.